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After facing mounting pressure from Democrats and anti-gun activists, credit card giants Visa, Mastercard, and American Express all announced plans this week to single out their customers’ purchases at firearm stores.
Using a new four-digit merchant category code, credit card companies will now categorize any purchases at gun ammunition stores, regardless if those purchases are of firearms or not, as separate from other shopping. If the credit card companies deem any of those transactions suspect, they will report them to local law enforcement agencies.
Visa, Mastercard, and AmEx all adopted the new standards on Saturday shortly after the International Organization for Standardization (ISO), which is known for setting standards for Western business transactions, approved the change regarding gun store purchases on Friday.
The ISO’s decision came at the behest of anti-gun activists and Democrat lawmakers, including Sen. Elizabeth Warren, who just one week prior, demanded financial CEOs be their eyes and ears when it comes to “certain types of suspicious activities including straw purchases and unlawful bulk purchases that could be used in the commission of domestic terrorist acts or gun trafficking schemes.”
“Mass shooters have repeatedly financed deadly massacres using credit cards, and Bank CEOs need to step up to save lives,” Warren wrote. “Financial institutions and payment networks, such as Visa, MasterCard, and American Express can and should do everything they can to help law enforcement prevent some mass shootings by identifying suspicious gun purchases through the implementation of this new code.”
Even before Democrats decided to pressure credit card companies into doing their bidding on guns, Amalgamated Bank President and CEO Priscilla Sims Brown demanded financial institutions surveil the firearm industry using merchant category codes. Her initial plea to the ISO in June 2021 was rejected , based on recommendations from Visa, Mastercard, and American Express. But since Amalgamated Bank, the […]
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