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I’m not sure insurance was ever meant to cover this sort of thing, though admittedly I’m not an expert in insurance so who knows. A Missouri woman who claimed she caught a sexually transmitted disease when she had sex with her boyfriend in his vehicle has been awarded a $5.2 million settlement from her now-ex-partner’s car insurance company. …
She claimed he caused her to catch the STD when he knew of his condition and the risks of unprotected sex.
An arbitrator later found that the couple’s sex in the vehicle “directly caused, or directly contributed to cause” the HPV infection. Yeah uhhhh I’m just kinda throwing this out there, but: If you catch an STD from someone, it wasn’t “caused” by a car. If you catch a disease because of risky extramarital sex, there’s only one person in the world you can reasonably blame: Of course, the guy in this case should’ve said something. And to be fair that’s what the court ruled—that he was liable. But Geico’s being his insurer meant they were on the hook for the car-based carnal indiscretion: The woman was awarded the $5.2 million from Geico after the man was found liable for not disclosing his infection, according to the news outlet.
The insurer asked for the award to be tossed out, claiming the judgment violated its rights to due process, but its request was denied and it appealed.
On Tuesday, the three-judge panel found that the lower court did not err by denying Geico’s motions, saying the company did not have a right to “relitigate those issues.” You can imagine that after this, Geico might start to insist on some particular conduct from its clients: That any unmarried customers in intimate situations, for instance, will agree to the time-honored tradition of being sewn up in bundling […]
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